PERPETUAL FIXED INCOME
Perpetual fixed income funds aim to provide investors with consistent income and capital stability. This means they can complement both cash and equity investments.
An investment you can rely on
As investors know, shares can produce excellent long-term returns. But riding the rollercoaster of a volatile sharemarket is stressful.
Market volatility provides particular challenges for investors who need a regular income stream, such as retirees, or for investors wanting to withdraw capital. Withdrawing an investment during a falling market may result in selling at a loss, the last thing an investor wants to do.
The more steady returns of fixed income investments reduce the risk of having to do this. This is why well managed investment portfolios invest in defensive assets including fixed income, as well as growth assets such as shares.
Proven and consistent approach to investing
Of course any investment can be volatile, so what matters is buying the right assets and actively managing them to deliver the outcomes investors need. To us, fixed income investments should not only produce regular income and liquidity when needed, but they should also protect investors' capital during times of market stress, relative to other more risky assets. This is where Perpetual has delivered over time. Our investment process is based on the philosophy of only investing where investment risk is adequately compensated. Maintaining a focus on quality assets whilst ensuring liquidity and downside protection is at the core of our process.
The Perpetual Diversified Income Fund*
Since inception, the fund has delivered a consistent average income of 5.67% p.a.
As at 30 April 2012, the yield to maturity of the Perpetual Wholesale Diversified Income Fund was 6.68% over a portfolio weighted average life of less than 3 years, an excess of 2.59% over the UBS Bank Bill Index.^
The yield to maturity is the total return the fund should deliver over a period of less than 3 years, based on the assumptions that the underlying assets in the fund are held to their maturity, interest rates remain stable and there are no defaults. As these circumstances are subject to change, the yield to maturity will vary on a daily basis. Totals returns may be made up of capital growth and/or income distributions which are paid to investors.
To find out more
1800 022 033
1800 062 725
This information was prepared by Perpetual Investment Management Limited (PIML) ABN 18 000 866 535, AFSL234426. It is general information only and is not intended to provide advice to particular investors, or take into account an individual's investment objectives, circumstances or needs for investment. The relevant product disclosure statement (PDS) issued by PIML, should be considered before deciding whether to acquire or hold units in a particular fund. No company in the Perpetual Group (Perpetual Group means Perpetual Limited (ABN 18 000 431 827) and its subsidiaries) guarantees the performance of any fund or the return of an investor's capital. Past performance is not indicative of future performance.
^Please see the current performance information for the latest information on the Perpetual Diversified Income Fund's yield.
* The Perpetual Diversified Income Fund is offered under the PDS for Perpetual WealthFocus Investment Advantage, Perpetual Wholesale WealthFocus Investment Advantage and Perpetual Wholesale Funds, issued by PIML, and for Perpetual WealthFocus Super and Pension Plan (Perpetual Investor Choice Retirement Fund ABN 41 772 007 500), issued by Perpetual Superannuation Limited ABN 84 008 416 831 AFSL 225246 RSE L0003315, should be considered before deciding whether to acquire or hold units in the fund.